美国大型银行封禁使用客户凭证登录的AI代理
原标题：Major US banks are locking out AI agents that log in with customer credentials
AI 摘要
据 Axios 报道，摩根士丹利、摩根大通、美国银行和富国银行等多家美国大型银行正在限制外部 AI 代理访问客户账户，原因是这些代理使用客户提供的凭证登录，违反了银行要求账户持有人本人登录的政策。摩根士丹利已完全封禁 AI 代理，摩根大通、美国银行和花旗也在采取同样措施。多数银行希望将代理限制为只读访问，但认为当前安全风险过高，且难以区分代理是代表用户行事还是自行访问账户。
正文节选
Major US banks are locking out AI agents that log in with customer credentials AI agents are using customer-provided credentials to access bank accounts without bank approval. Several major US banks, including Morgan Stanley, JPMorgan, Bank of America, and Wells Fargo, are restricting external AI agent access, Axios reports. That violates bank policies requiring account holders to log in personally. Some AI agents appear to act on their own, without direct instructions from users. Morgan Stanley